Difference between revisions of "AY Honors/Household Budgeting/Requirements"
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<section begin=Body /> | <section begin=Body /> | ||
| − | + | <b>1. <section begin=req1 /><noinclude><translate><!--T:1--> | |
| − | <b>1. <section begin=req1 /><noinclude><translate></noinclude>What is a household budget and what is the importance of having one? | + | </noinclude>What is a household budget and what is the importance of having one? |
<noinclude></translate></noinclude><section end=req1 /></b> | <noinclude></translate></noinclude><section end=req1 /></b> | ||
| − | <b>2. <section begin=req2 /><noinclude><translate></noinclude>Make a list of your family's expenses and classify them as necessary, useful and superfluous. | + | <b>2. <section begin=req2 /><noinclude><translate><!--T:2--> |
| + | </noinclude>Make a list of your family's expenses and classify them as necessary, useful and superfluous. | ||
<noinclude></translate></noinclude><section end=req2 /></b> | <noinclude></translate></noinclude><section end=req2 /></b> | ||
| − | <b>3. <section begin=req3 /><noinclude><translate></noinclude>Check your family's shopping list for grocery and hygiene products. Are all the items really necessary? | + | <b>3. <section begin=req3 /><noinclude><translate><!--T:3--> |
| + | </noinclude>Check your family's shopping list for grocery and hygiene products. Are all the items really necessary? | ||
<noinclude></translate></noinclude><section end=req3 /></b> | <noinclude></translate></noinclude><section end=req3 /></b> | ||
| − | <b>4. <section begin=req4 /><noinclude><translate></noinclude>What is the best day and place to get vegetables, fruits and greens in your neighborhood? | + | <b>4. <section begin=req4 /><noinclude><translate><!--T:4--> |
| + | </noinclude>What is the best day and place to get vegetables, fruits and greens in your neighborhood? | ||
<noinclude></translate></noinclude><section end=req4 /></b> | <noinclude></translate></noinclude><section end=req4 /></b> | ||
| − | <b>5. <section begin=req5 /><noinclude><translate></noinclude>What can you and your family do to save on water, electricity and telephone? | + | <b>5. <section begin=req5 /><noinclude><translate><!--T:5--> |
| + | </noinclude>What can you and your family do to save on water, electricity and telephone? | ||
<noinclude></translate></noinclude><section end=req5 /></b> | <noinclude></translate></noinclude><section end=req5 /></b> | ||
| − | <b>6. <section begin=req6 /><noinclude><translate></noinclude>What is inflation? | + | <b>6. <section begin=req6 /><noinclude><translate><!--T:6--> |
| + | </noinclude>What is inflation? | ||
<noinclude></translate></noinclude><section end=req6 /></b> | <noinclude></translate></noinclude><section end=req6 /></b> | ||
| − | <b>7. <section begin=req7 /><noinclude><translate></noinclude>What taxes does your family have to pay? | + | <b>7. <section begin=req7 /><noinclude><translate><!--T:7--> |
| + | </noinclude>What taxes does your family have to pay? | ||
<noinclude></translate></noinclude><section end=req7 /></b> | <noinclude></translate></noinclude><section end=req7 /></b> | ||
| − | <b>8. <section begin=req8 /><noinclude><translate></noinclude>What kind of shopping should never be done with credit? | + | <b>8. <section begin=req8 /><noinclude><translate><!--T:8--> |
| + | </noinclude>What kind of shopping should never be done with credit? Why? | ||
<noinclude></translate></noinclude><section end=req8 /></b> | <noinclude></translate></noinclude><section end=req8 /></b> | ||
| − | <b>9. <section begin=req9 /><noinclude><translate></noinclude>What is interest? How should it be calculated? | + | <b>9. <section begin=req9 /><noinclude><translate><!--T:9--> |
| + | </noinclude>What is interest? How should it be calculated? | ||
<noinclude></translate></noinclude><section end=req9 /></b> | <noinclude></translate></noinclude><section end=req9 /></b> | ||
| − | <b>10. <section begin=req10 /><noinclude><translate></noinclude>Investigate what is the interest rate and what are the financial responsibilities in the lines of credit lines for the following: | + | <b>10. <section begin=req10 /><noinclude><translate><!--T:10--> |
| + | </noinclude>Investigate what is the interest rate and what are the financial responsibilities in the lines of credit lines for the following: | ||
<noinclude></translate></noinclude><section end=req10 /></b> | <noinclude></translate></noinclude><section end=req10 /></b> | ||
| − | :<b>a. <section begin=req10a /><noinclude><translate></noinclude>Credit card | + | :<b>a. <section begin=req10a /><noinclude><translate><!--T:11--> |
| + | </noinclude>Credit card | ||
<noinclude></translate></noinclude><section end=req10a /></b> | <noinclude></translate></noinclude><section end=req10a /></b> | ||
| − | :<b>b. <section begin=req10b /><noinclude><translate></noinclude>Overdraft | + | :<b>b. <section begin=req10b /><noinclude><translate><!--T:12--> |
| + | </noinclude>Overdraft | ||
<noinclude></translate></noinclude><section end=req10b /></b> | <noinclude></translate></noinclude><section end=req10b /></b> | ||
| − | :<b>c. <section begin=req10c /><noinclude><translate></noinclude>Personal loan | + | :<b>c. <section begin=req10c /><noinclude><translate><!--T:13--> |
| + | </noinclude>Personal loan | ||
<noinclude></translate></noinclude><section end=req10c /></b> | <noinclude></translate></noinclude><section end=req10c /></b> | ||
| − | <b>11. <section begin=req11 /><noinclude><translate></noinclude>What measures should be taken when the family is in debt? | + | <b>11. <section begin=req11 /><noinclude><translate><!--T:14--> |
| + | </noinclude>What measures should be taken when the family is in debt? | ||
<noinclude></translate></noinclude><section end=req11 /></b> | <noinclude></translate></noinclude><section end=req11 /></b> | ||
| − | <b>12. <section begin=req12 /><noinclude><translate></noinclude>What percent of the household income should be saved? | + | <b>12. <section begin=req12 /><noinclude><translate><!--T:15--> |
| + | </noinclude>What percent of the household income should be saved? | ||
<noinclude></translate></noinclude><section end=req12 /></b> | <noinclude></translate></noinclude><section end=req12 /></b> | ||
| − | <b>13. <section begin=req13 /><noinclude><translate></noinclude>Investigate at least two methods besides a passbook to invest money saved. What are the advantages and disadvantages of each? | + | <b>13. <section begin=req13 /><noinclude><translate><!--T:16--> |
| + | </noinclude>Investigate at least two methods besides a passbook to invest money saved. What are the advantages and disadvantages of each? | ||
<noinclude></translate></noinclude><section end=req13 /></b> | <noinclude></translate></noinclude><section end=req13 /></b> | ||
| − | <b>14. <section begin=req14 /><noinclude><translate></noinclude>Do the following: | + | <section begin=challenge /> |
| + | <b>14. <section begin=req14 /><noinclude><translate><!--T:17--> | ||
| + | </noinclude>Do the following: | ||
<noinclude></translate></noinclude><section end=req14 /></b> | <noinclude></translate></noinclude><section end=req14 /></b> | ||
| − | :<b>a. <section begin=req14a /><noinclude><translate></noinclude>Write and endorse a check | + | :<b>a. <section begin=req14a /><noinclude><translate><!--T:18--> |
| + | </noinclude>Write and endorse a check | ||
<noinclude></translate></noinclude><section end=req14a /></b> | <noinclude></translate></noinclude><section end=req14a /></b> | ||
| − | :<b>b. <section begin=req14b /><noinclude><translate></noinclude>Write a receipt | + | :<b>b. <section begin=req14b /><noinclude><translate><!--T:19--> |
| + | </noinclude>Write a receipt | ||
<noinclude></translate></noinclude><section end=req14b /></b> | <noinclude></translate></noinclude><section end=req14b /></b> | ||
| − | :<b>c. <section begin=req14c /><noinclude><translate></noinclude>Pay for tickets and/or an invoice at an ATM | + | :<b>c. <section begin=req14c /><noinclude><translate><!--T:20--> |
| + | </noinclude>Pay for tickets and/or an invoice at an ATM | ||
<noinclude></translate></noinclude><section end=req14c /></b> | <noinclude></translate></noinclude><section end=req14c /></b> | ||
| − | <b>15. <section begin=req15 /><noinclude><translate></noinclude>Keep a personal budget and a log of money coming in and out for six months. | + | :<b>d. <section begin=req14d /><noinclude><translate><!--T:25--> |
| + | </noinclude>Store payment receipts | ||
| + | <noinclude></translate></noinclude><section end=req14d /></b> | ||
| + | |||
| + | :<b>e. <section begin=req14e /><noinclude><translate><!--T:26--> | ||
| + | </noinclude>Interpret a checking/savings account statement | ||
| + | <noinclude></translate></noinclude><section end=req14e /></b> | ||
| + | <section end=challenge /> | ||
| + | |||
| + | <b>15. <section begin=req15 /><noinclude><translate><!--T:21--> | ||
| + | </noinclude>Keep a personal budget and a log of money coming in and out for six months. | ||
<noinclude></translate></noinclude><section end=req15 /></b> | <noinclude></translate></noinclude><section end=req15 /></b> | ||
| − | <b>16. <section begin=req16 /><noinclude><translate></noinclude>Make a family budget and keep an accurate record of inputs and outputs for six months (Pathfinders and youths can do this together with parents); those who live on farms can make records of farming, dairy and livestock. | + | <b>16. <section begin=req16 /><noinclude><translate><!--T:22--> |
| + | </noinclude>Make a family budget and keep an accurate record of inputs and outputs for six months (Pathfinders and youths can do this together with parents); those who live on farms can make records of farming, dairy and livestock. | ||
<noinclude></translate></noinclude><section end=req16 /></b> | <noinclude></translate></noinclude><section end=req16 /></b> | ||
| − | <b>17. <section begin=req17 /><noinclude><translate></noinclude>Read Malachi 3:8-12 and write a minimum of 250 words about the meaning of being a faithful steward. | + | <b>17. <section begin=req17 /><noinclude><translate><!--T:23--> |
| + | </noinclude>Read Malachi 3:8-12 and write a minimum of 250 words about the meaning of being a faithful steward. | ||
<noinclude></translate></noinclude><section end=req17 /></b> | <noinclude></translate></noinclude><section end=req17 /></b> | ||
<section end=Body /> | <section end=Body /> | ||
<noinclude><translate> | <noinclude><translate> | ||
| + | <!--T:24--> | ||
[[Category:Honor Requirements|{{#titleparts:{{PAGENAME}}|1|2}}]] | [[Category:Honor Requirements|{{#titleparts:{{PAGENAME}}|1|2}}]] | ||
[[Category:Honor Requirements Revision 3|{{#titleparts:{{PAGENAME}}|1|2}}]] | [[Category:Honor Requirements Revision 3|{{#titleparts:{{PAGENAME}}|1|2}}]] | ||
| − | </translate></noinclude> | + | <noinclude></translate></noinclude> |
Latest revision as of 18:10, 13 May 2021
Household Budgeting
Skill Level
1
Year
2012
Version
14.05.2024
Approval authority
South American Division
1. What is a household budget and what is the importance of having one?
2. Make a list of your family's expenses and classify them as necessary, useful and superfluous.
3. Check your family's shopping list for grocery and hygiene products. Are all the items really necessary?
4. What is the best day and place to get vegetables, fruits and greens in your neighborhood?
5. What can you and your family do to save on water, electricity and telephone?
6. What is inflation?
7. What taxes does your family have to pay?
8. What kind of shopping should never be done with credit? Why?
9. What is interest? How should it be calculated?
10. Investigate what is the interest rate and what are the financial responsibilities in the lines of credit lines for the following:
- a. Credit card
- b. Overdraft
- c. Personal loan
11. What measures should be taken when the family is in debt?
12. What percent of the household income should be saved?
13. Investigate at least two methods besides a passbook to invest money saved. What are the advantages and disadvantages of each?
14. Do the following:
- a. Write and endorse a check
- b. Write a receipt
- c. Pay for tickets and/or an invoice at an ATM
- d. Store payment receipts
- e. Interpret a checking/savings account statement
15. Keep a personal budget and a log of money coming in and out for six months.
16. Make a family budget and keep an accurate record of inputs and outputs for six months (Pathfinders and youths can do this together with parents); those who live on farms can make records of farming, dairy and livestock.
17. Read Malachi 3:8-12 and write a minimum of 250 words about the meaning of being a faithful steward.
